Welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. New cardholders receive a 0% intro APR for 15 months from account opening on purchases and balance transfers.

Is the Capital One Venture X worth it in 2026? Here's why its perks, credits, and bonus still make the $395 annual fee easy to justify.

A fair credit card debt settlement is typically somewhere between 50% and 70% of your outstanding balance, though settlements can range anywhere from 30% to 80% depending on various factors. If you owe $10,000, for example, you might negotiate to pay between $5,000 and $7,000 to settle the account in full.

Libby Sweeney is a former credit cards editor for Forbes Advisor. Her previous experience writing and editing content for readers to better understand includes both the world of sports and data protection. She is also an experienced copy editor for t..

This Chase card has one of the easiest-to-earn welcome bonuses out there -- plus great ongoing perks. Here's what to know before you apply.

Gift card companies are adding protections for consumers, who are increasingly being duped into sending funds to online scammers through store credit. In 2022, nearly 65,000 consumers were swindled out of more than $228 million in gift card scams ...