Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Collision insurance covers repair or replacement costs for your car after an accident, regardless of fault. It's typically required if you lease or finance your vehicle. Understanding your deductible ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Collision covers car accidents while comprehensive covers non-collision events like car theft. Though not required by state law, financed or leased cars often require collision and comprehensive ...