Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

See the benefits and limitations, plus a cost analysis.

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

Find out the estate-planning advantages of joint life insurance.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Guardian: Best for applicants with health conditions. MassMutual: Best for cash value growth. Northwestern Mutual: Best for blended term. Thrivent: Best for social responsibility. New York Life: Best ...

Universal life insurance offers flexible premiums and the potential to build cash value over time. Because you’ll likely have coverage your entire life, it’s important to choose your insurer wisely.

Term life insurance expiring? Discover ways to extend, convert, or renew your policy for ongoing coverage. Ensure financial ...

Term life insurance expires after a predetermined time frame but, so long as you keep paying your premiums, whole life insurance will always remain in force. That makes it more expensive, but a whole ...