Paying off collections improves your finances, but what happens to the negative mark on your credit report?

A debt can be sold to a collection agency if you miss several payments on an account. A collection account stays on your credit report for approximately seven years. Collection accounts decrease your ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

A credit card opened in your name can hurt your score fast. Here's how it happens and what actually protects you.

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A well-known business columnist wrote a column tackling the subject of couples and credit. She addressed the issue of one spouse making the other an authorized user on their credit card and opined ...

If your credit cards are adding up, taking time to review what you keep and what you cut can save you money and maximize ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...