Rebecca Lake is a journalist with 10+ years of experience reporting on personal finance. She also assists with content strategy for several brands. Data breaches and identity theft are no laughing ...

Security freezes: In Oklahoma you must pay $10 to have a security freeze put on and $10 to have it taken off. This puts your credit file on ice, preventing the information in your credit file from ...

Having a business credit file can open the doors to many financing opportunities, which is why it’s important for new businesses to open theirs as soon as possible. You can open a business credit file ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...