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Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing [1], used by lenders to judge how well an individual can pay ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

A woman walking into a house for sale - The Good Brigade/Getty Images When reading tips for first-time home buyers, it's fun to dream about things like modern kitchen designs and hardwood floors. (You ...

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...