Current Refinance Rates

Current mortgage rates

Current Mortgage Refinance Rates: January 13, 2026 – Rates Dip

The rate on a 30-year fixed refinance dropped to 6.13% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.19%. On a 20-year mortgage refinance, the average rate is 5.

· 2d

Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage

· 2d · on MSN

Current mortgage rates for January 2026

NBC New York

Mortgage rates have fallen to the lowest in a year. Should you refinance?

A window has just opened for recent homebuyers. Mortgage rates have fallen to the lowest level in a year, below 6.2%, and could drift even lower if the Federal Reserve continues to trim its ...

Rolling Out

Mortgage rates today show mixed changes across loan terms

Mortgage rates today experienced mixed movement, with the most popular 30-year fixed-rate mortgage showing improvement while shorter-term loans saw modest increases. Current market conditions ...

AOL

Refi Rates Drop Over the Last Week: Current Refinance Rates on June 27, 2025

So far this year, average mortgage rates have stayed stubbornly high, bouncing between 6.5% and 7%, as financial markets weigh the risks of both higher inflation and an economic slowdown. Most ...

5don MSN

Current home equity loan rates

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

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