With the holiday season upon us, one personal finance site is sounding the alarm on a ubiquitous retail payment plan that many Americans say should be outlawed. It’s called “deferred interest." In a typical scenario, the shopper puts a big purchase on ...

Think twice before you get tempted by retailers offering a deferred interest credit card. Deferred interest is very tempting during the holiday shopping season. Shoppers can be lured into spending on purchases they might not have otherwise. Deferred ...

Learn about the Credit Card Accountability Act, which safeguards users from abusive credit card practices, reduces fees, and improves transparency in the financial world.