If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

What is refinancing a mortgage? Refinancing your mortgage means replacing the property’s existing mortgage loan with a new ...

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home equity. But the decision to refinance is made more complex if you have ...

Most people are not aware of the refinancing options that are present to homeowners with FHA loans. Homeowners who hold FHA loans have the option to refinance their mortgage through a process called ...

If you bought your home when mortgage rates were higher than wanted, with plans to refinance once they dropped, you're not ...

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help you ...

More and more homeowners who received mortgage through the Federal Housing Administration (FHA) program have sought to refinance to take advantage of the low FHA rates. These rates, which are now in ...

A rate and term refinance replaces your previous mortgage with a new loan that has a different rate, a different term or both. You can use a rate and term refinance to switch from one type of loan to ...