A step-by-step guide to choosing the best car insurance policy for your needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side.

Taking a defensive-driving course is one way to get a discount on car insurance, Bell said. So are "telematics" programs, which allow the insurer to track driving behavior and offer policy discounts ...

The average American pays $2,676 per year for full coverage car insurance, according to Bankrate. But your personal costs depend heavily on where you live. In some states, average premiums top $4,000 ...