Target-date portfolios with guaranteed income could effectively manage retirement risks, according to BlackRock and TIAA. Adding guaranteed income to a target-date portfolio has the potential to ...

Retirement math is getting tougher, and the prospect of smaller government checks has turned "guaranteed income" from a niche concept into a core planning goal. Instead of waiting to see whether ...

The problem with overreliance on Social Security.

Annuities provide guaranteed lifetime income like Social Security but carry high fees and surrender charges. Fixed annuities offer predictable payments without market risk but may not keep pace with ...

Guaranteed income programs have grown in popularity in the U.S. as costs of living continue to rise. Glowimages/GettyImages Plus In Colorado, full-time workers need to earn an hourly wage of at least ...

The second-largest county in the United States has established a permanent guaranteed basic income program after the success of a previous pilot version. The Cook County Board of Commissioners ...

Vanguard's new 401(k) fund allows select people to buy annuities Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, ...

Even as private savings take center stage, Social Security remains an essential pillar for most retirees. The 2.8% ...