Lower interest rates: Often, Helocs have lower interest rates than home equity loans or personal loans. They have lower ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

The housing boom that occurred over the last several years helped drive a significant uptick in home equity, resulting in the average homeowner having about $319,000 worth of equity in their home ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. And, that's hardly the only benefit of considering a HELOC right now.

With home values at near all-time highs, many homeowners have substantial equity they can tap. Rather than losing a low mortgage interest rate through a cash-out refinance, a home equity line of ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Taking out a Home Equity Line of Credit (HELOC) used to feel like a no-brainer—rates were low, home values were rising, and tapping into your equity was one of the cheapest ways to borrow. But here in ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...