High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the ...

High-yield savings account rates have held steady to start the year. As of January 12, 2026, leading online banks are still ...

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

Thanks to compounding interest and historically higher interest rates than traditional savings accounts, a high-yield savings ...

A high-yield savings account can help you earn the most.

Discover how money market interest rates are set, why they can offer higher returns than savings accounts, and what factors ...