You've probably heard of a credit card balance transfer — but how does one work? And how could a balance transfer save you money on your next credit card bill? We receive these types of questions from ...

Transferring your balance to a new card can be beneficial in terms of saving on interest payments while you work toward reducing your debt. However, it's important to consider a few key factors. First ...

What Is a Balance Transfer Credit Card? Credit card debt can feel overwhelming when most of your monthly payment goes toward interest charges. A balance transfer credit card provides the opportunity ...

If you’re drowning in credit card debt, transferring your balance to a card with lower interest might sound like a lifesaver. But before you jump in, you’re probably wondering: “Do balance transfers ...

How Do You Do a Balance Transfer? In many cases, you’ll be able to request a balance transfer as part of the same online form where you apply for your new credit card. You’ll need to enter information ...

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...

See why the Citi Simplicity Card earned our top balance transfer award for 2026 and how much it can save you when paying off debt.