Most term life insurance policies let you convert to permanent coverage, but the rules vary by company ...

It indicates an expandable section or menu, or sometimes previous / next navigation options. Life insurance basics Key types of life insurance How life insurance beneficiaries get paid What impacts ...

A long-term care rider gives you access to your life insurance payout while you’re still alive to help pay for long-term care ...

Life insurance pays a sum of money to your beneficiaries, which can help cover lost income or pay off debt. Many, or all, of the products featured on this page are from our advertising partners who ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Steps to take to get a policy issued quickly and smoothly.

Life insurance is a necessity if you have immediate family or others that count on your income. However, choosing a policy that fits your financial goals and is affordable can be challenging. It helps ...

Life insurance rates for marijuana users vary based on frequency, method of use and the insurer.

Life insurance provides peace of mind that your partner and/or children would have a financial safety net to fall back on in the event you were no longer around. But what type of policy should you buy ...

Life insurance is designed to provide a death benefit to your loved ones after you pass away. Certain policies can also ...

If your employer offers life insurance, it’s likely a basic policy that covers a minimal amount — often just enough to handle short-term expenses. Supplemental life insurance, however, allows you to ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...