The average cost of homeowners insurance in the U.S. is about $2,110 a year for $300,000 worth of dwelling coverage, but rates vary by state. Many, or all, of the products featured on this page are ...

Many homeowners today don’t realize they’re underinsured until something goes wrong, and by then, it’s too late. At the same time, plenty of people unknowingly overpay for coverage they don’t need, ...