Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial ...

Learn how water damage liability insurance protects you financially when accidental water damage occurs and how it may be included in your home insurance policy.

The restoration benefit reinstates the entire health insurance plans after exhaustion. Plans with the restoration benefit ...

A $1 million policy might be more affordable than you think Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side. He specializes in translating complex consumer and ...

You can't take it with you, but the right life insurance policy will make sure you leave enough behind. This valuable financial tool lets you support your dependents in the event of your death, but ...