Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

The Senior Citizen Savings Scheme (SCSS) offers a competitive 8.2% fixed interest rate, matching the Sukanya Samriddhi Account. This rate, applicable for the January-March 2026 quarter, remains unchanged from the previous period.

As the central bank considers changing the prime interest rate, the financial sector is struggling to explain the 350-basis-point difference between the prime rate and the repo rate — a gap that affects everybody with debt.

Reviewed by Erika Rasure Fact checked by Vikki Velasquez Multiple economic factors influence interest rates. Three types of interest rates, including real, nominal, and effective affect consumers' borrowing and investment choices.

Interest rates on subsidized Stafford Loans are set to double July 1, 2013. June 3, 2013— -- You've heard vague mentions of interest rates doubling on some student loans and it makes your stomach drop, right? But it also makes you want to stick your ...

The Fed cut interest rates by a quarter point, as expected, but there were dissents in the final vote. If we look all together, we expect two rate cuts next year, which is one more than the Fed. A factor that could cause rates to be more than expected is ...

Discover what perpetual subordinated loans are, their financial benefits, potential risks, and how they differ from other debt types in this comprehensive guide.

— -- A new scandal in the banking industry is undermining its image, already tarnished by rogue trading at JPMorganChase and the 2008 subprime mortgage collapse. At the heart of the scandal: manipulation of Libor, the most widely used interest rate in ...

Forbes contributors publish independent expert analyses and insights. Erik Sherman reports on business, economics, finance, tech, and law. The Wall Street Journal’s editorial board wrote about interest rates this week. They tried to explain that a change ...