There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

See the tax advantages and downsides.

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Learn how whole life works, the types of policies and who can benefit from this permanent life insurance Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Life insurance is commonly purchased to provide financial support for the policyholder’s loved ones in the event of an untimely passing. It acts as a legacy planning tool that can provide funds for ...

What’s the difference between term, whole, and universal life insurance, and how do you know which one fits your ...

Terminally ill patients are being denied life insurance payouts before they die because of small print in old policies.