A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

On Dec. 1, 2011, the Internal Revenue Service issued Revenue Ruling 2011-28, 1 which finally clarified that a life insurance policy in an irrevocable trust isn't included in the grantor's estate if ...

Heckerling experts warn advisors about policy management risks and tax traps that can derail permanent life insurance ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

Should you name your living trust as the beneficiary of your life insurance policy? Is it better to name specific individuals as direct beneficiaries? This decision can have significant implications ...

Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

When a married parent creates an irrevocable trust for the benefit of his or her children, the married parent, as the creator or settlor of the trust, often provides for his or her spouse to have ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

If you and your partner are considering buying life insurance, you’ll have the option of taking out a policy together – this ...