See the tax advantages and downsides.

This complex product has potential upsides but also risks.

There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

Cash value life insurance is a type of permanent life insurance that uses your monthly premiums to build value within the policy. Cash value life insurance combines the benefits of life insurance with ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

What’s the difference between term, whole, and universal life insurance, and how do you know which one fits your ...

The decision to purchase life insurance is often a simple one when you have loved ones who depend on your income. After all, it's important to ensure that your family has what it needs financially ...

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...