There are mix of choice and compulsion that creates confusion, but once you understand the cut-offs and order of rules, the ...

Launched by the Government of India in 2004, the National Pension System (NPS) is a defined contribution pension scheme introduced after the government decided to discontinue old pensions scheme.

Finally, a long-standing demand—to reduce the portion that must be annuitized under the National Pension System (NPS)—has been addressed. The Pension Fund Regulatory and Development Authority (PFRDA) ...

The December 2025 NPS overhaul brings a new era of flexibility and control for retirement planning. Subscribers can now withdraw a larger portion of their corpus as a lump sum, while a smaller ...