Student loan refinance rates increased a bit from their lows. As of January 22, 2026, student loan refinance lenders are ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

Historically, the benefits of federal student loans have mostly outweighed those of private loans. The government's loans come with protections such as a fixed interest rate determined by Congress, ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While a HELOC comes with a variable interest rate subject to change and ...