In general, anyone with a tax-deferred retirement account must take withdrawals called required minimum distributions (RMDs) beginning at age 73. RMDs are calculated by dividing the retirement account ...

A new year raises an old, perennial question about how retirees should optimize the use of their retirement savings.

As a general rule, you'll need to take a required minimum distribution by the end of each calendar year after you turn 73.

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

Required minimum distributions, or RMDs, are the amounts that must be withdrawn each year from specific retirement plan accounts upon reaching the required minimum distribution age. These mandatory ...

Retirement accounts like the 401(k), 403(b), and traditional IRA are tax-deferred, meaning you get a tax break upfront (the ability to deduct contributions from your taxable income), but you must ...