Retirement saving is a long-term plan to set aside and invest money to provide income after you stop working. It often involves contributing to accounts like 401(k)s or IRAs. Starting early helps ...

For years, Jim Sexton has led financial-education classes at a local library. He's often struck by gaps in attendees' knowledge of retirement planning. "Very few people understand what they need to ...

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

Ever feel overwhelmed by the thought of how to invest for your retirement? You’re not alone. Investing is filled with unfamiliar terms and complex strategies, so it’s no wonder many people feel ...

When it comes to planning for retirement, most Americans have some basic ideas about best practices. We commonly hear advice such as max out your 401(k), don't spend frivolously right before ...

Only 10% of today's private-sector workers can count on retiring with defined benefit plans, which used to be standard. That means you have to take charge of your own money if you want to retire well.

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...