According to an article by Brandon Renfro, there are three 5-year rules for Roth IRAs, but he talks about the first two as ...

With retirement just four years away, the decision to shift a quarter of a 401(k) into a Roth IRA is less about chasing a ...

Before rushing to a Roth conversion, here are several important realities federal employees should understand.

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...

You will owe taxes on your Roth IRA conversion in the year of the conversion. Your converted funds must stay in your Roth IRA for five years before you can withdraw them penalty-free. Roth savings ...

Rolling a traditional 401(k) into a Roth IRA triggers immediate taxes on the full conversion amount. Roth IRAs offer tax-free growth and withdrawals with no required minimum distributions during the ...

Roth IRAs are a popular retirement savings and investment tool, especially for those expecting to be in a higher tax bracket in retirement, because of their tax advantages. However, a Roth conversion ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

As financial advisors, our heroics don’t typically make for riveting dinner conversation, but in our daily duties, we frequently step in and save the day. We wield advanced modeling tools to optimize ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax rate at distribution. Tax-free growth in a Roth IRA is a significant ...

When Sean Kelly sits down with clients to discuss how to transition to new Roth catch-up rules from the IRS, he often finds himself talking less about investments and more about payroll files. “It’s ...