Refinancing or closing on a new home is an exciting time, but don't skip off to the signing table before reading the closing disclosure. After closing, the property and all its financial ...

The closing disclosure is one of the most important documents you’ll get during the mortgage process because it spells out all of the details of your home loan—including the money you’ll need to bring ...

On November 18, 2014, the CFPB staff and Federal Reserve Board co-hosted a webinar that addressed questions about the Final TILA-RESPA Integrated Disclosure Rule that will be effective for ...

Over the past several years, an express right, or obligation, of sellers to update disclosure schedules between signing and closing is becoming less common. Instead, more M&A agreements are staying ...

One of the main effects of the Dodd-Frank Act was the creation of the Consumer Financial Protection Bureau (CFPB). At the outset of its existence, the CFPB was given the mandate to promulgate new ...

With the demand for homes continuously rising, seller disclosure forms have become increasingly prevalent in South Florida. Seller disclosure forms allow the seller to disclose in writing all the ...

Closing disclosures are forms your lender must provide you three days ahead of closing. These five-page forms contain important information about your mortgage and closing costs. Take the time to ...

A closing disclosure is a set of documents that contains the finalized details of your mortgage. Mortgage lenders are required to furnish the closing disclosure at least three business days before the ...