Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, ...

The framers of the Constitution feared too much centralized power, adopting the philosophy of divide and conquer. At the national level, they created three different branches of government to ...

A security principle that says no one person should be able to effect a breach of security. For example, the person who writes a check should not be the one to sign it. Separation of duties requires ...