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Best CD rates today: January 2, 2026 — earn up to 5.11% APY
After the latest Fed rate cut, the best CD rates today are reaching up to 5.11% APY. Take advantage of these yields before they continue to drop further.
Yields for certificates of deposit with 24-month terms are down 11 basis points on average in the past year to just 1.47% APY, according to the latest government data. But some banks and credit unions ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...
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