What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit scoring models compare your credit card balances to their credit limits as ...

If I walk into a dealer with an excellent score, that puts me in a position to get a better interest rate’ – Fatgie Adams ...

* Possessing minimal or no credit history: "Living with parents or avoiding credit altogether may save money in the short ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...