Collateral is an asset you use to secure a loan. Putting down collateral can make it easier to qualify for a loan, but it can be risky for borrowers. Let's look at how collateral works and how it ...

Some personal loans require collateral — that is, a personal asset, such as a car, home, cash deposit or investment — that you offer to secure the loan. This asset reduces the lender’s risk, as you’ll ...

A life insurance policy may be used as collateral to secure a loan. If you die before the loan is repaid, the lender will be repaid from the policy’s death benefit proceeds before beneficiaries can ...

Collateral offers lenders a degree of security in the event a borrower cannot fulfill the terms of a loan agreement. So, what is collateral? Any asset owned by a borrower that can be pledged to help a ...

Learn how cross-collateralization affects your finances, especially with auto and mortgage loans. Protect yourself by understanding lender practices and key terms.

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The Depository Trust & Clearing Corporation (DTCC), the post-trade market infrastructure for the global financial services industry, today announced a digital collateral management platform.