Opinion
Retail Banker International on MSNOpinion

From monolith to molecular: Why core banking must evolve

Paul Payne explores why lift-and-shift cloud strategies, modular platforms and microservices failed to resolve core banking challenges, and how molecular architectures is emerging as a more practical ...
The banking industry in 2026 will be defined by six interconnected forces that are reshaping how value is created, protected ...
Ripple is deepening its integration of blockchain technology into the traditional financial system through a partnership with DXC Technology. This collaboration embeds digital asset custody and ...
Jeremy Barnum told JPMorgan shareholders that yield-bearing stablecoins risk creating a parallel banking system without the safeguards of traditional regulation. Stablecoins emerged as a topic during ...
Bank of America Chairman and CEO Brian Moynihan said last week that, as President Trump searches for a new chair of the Federal Reserve, maintaining the banking system's independence is paramount. The ...
MUMBAI, Dec 23 (Reuters) - The Reserve Bank of India will infuse about $32 billion worth of rupee liquidity into the banking system over the next month via open market bond purchases and a buy/sell ...
Fidelity National Information Services, Inc. (NYSE:FIS) is one of the best FinTech stocks to buy in 2026. As of December 16, Wall Street’s consensus view on FIS remains a Moderate Buy, with analysts ...
Speaking in Abu Dhabi, the Strategy chairman said nations could use Bitcoin reserves and tokenized credit markets to offer regulated accounts with higher yields. Michael Saylor, executive chairman of ...
For the last decade, the banking industry has been engaged in a frantic race of "digital transformation." We have built slick mobile apps, intuitive neobank interfaces, and 24/7 chatbots. But for many ...
The binary charter rules that separate banks and nonbanks are no longer fit for purpose in a financial services industry where many companies offer banklike services. A new set of diverse charters is ...
This paper presents Detailed Assessment of Observance report for Basel Core Principles for Effective Banking Supervision in Switzerland. The assessment of Switzerland's banking supervisory framework ...
The Federal Reserve actually injected banks with more than $50 billion in repo agreements on Oct. 31, 2025, which social media users correctly identified as an anomaly compared with the last five ...