Borrowers maintaining a good CIBIL score enhance their prospects of securing favourable home loan terms, resulting in ...

A high score signals lower risk to lenders, while a low score suggests a borrower may struggle to meet repayment obligations.

TransUnion Cibil CEO Bhavesh Jain highlights the improved retail portfolio quality in January but stresses the need for ...

An add-on credit card is issued against an existing primary credit card account. The primary cardholder remains the account ...

For many Indian consumers, unused credit cards often sit quietly in wallets or apps, raising a common question: Should you ...

Building a good credit score is achievable even without a credit card. It takes consistent fiscal practices and financial ...

Lending to women continues to grow, but share of first-time borrowers declines in microfinance, even as retail credit sees ...

A Rs 22 lakh loan fraud using a stolen PAN highlights how easily your credit score can collapse. Experts warn that PAN misuse ...

India, April 8 -- CEO, NITI Aayog released the second edition of its report "From Borrowers to Builders: Women and India's Evolving Credit Market" on 7th April 2026 in New Delhi. NITI Aayog Programme ...

India is witnessing a significant shift in women’s participation in the formal credit system, with their total credit portfolio rising to Rs 76 lakh crore—about ...

Read all the latest news headline updates on credit score. Get all the credit score breaking news updates, videos, photostories and more at Business Standard.

Behind the quick approvals and instant loans is a layered process that combines traditional credit checks with real-time data ...