Been turned down for a credit card? You're not alone: With rising delinquencies and a $1.18 trillion debt load, issuers have tightened underwriting standards and, in late 2025, about one in five ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. A virtual credit card is a randomly generated card number you can use when shopping online or over the ...

Harlan Vaughn was formerly a credit cards editor for Forbes Advisor with over a decade of experience. With a deep understanding of the credit card industry, his passion for travel strategies drives ...