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Navigating medical claims in Kenya doesn’t have to be stressful! Whether it’s cashless (walk into a panel hospital, insurer pays directly) or reimbursement (pay upfront, submit docs within 60-90 days & get refunded), the process is straightforward with major insurers like Jubilee, APA, Britam, CIC & more. Key highlights: >>>Use your insurer’s app (Slade, Smart Access, Mtiba) for member ID, hospital lists & easy submissions >>>Always get pre-authorization for planned/overseas treatment >>>Submit
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