State minimum insurance is designed to meet the law, not to protect your finances! | Leliaert Insurance Agency
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State minimum insurance is designed to meet the law, not to p…
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State minimum liability coverage checks the legal box, but real-world costs can easily go beyond that. 🛡️🚗✔️ Some drivers choose higher liability limits because medical care and vehicle repairs can add up quickly in the event of an accident. Reviewing your limits is an easy way to make sure your coverage still fits your needs and budget. Want to go over your coverage options? Talk to your local insurance agent today! #AutoInsurance #LiabilityCoverage #InsuranceDefinitions #ProtectWhatMatters |
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Not all insurance is the same… If you think that targeted ad “saving you $200 a month” is going to pay out in the end, you’re mistaken. If you live in a snowy state and are rocking state minimum coverage you’re asking for your life to be flipped upside down. Things to consider: Pennsylvania full tort vs. Limited tort. Full allows you to seek compensation for “pain and suffering”. Limited only give you indemnification for medical expenses for serious injuries. Match your liability with what your
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Let’s talk about minimum liability limits—what they are, how they work, and why they might not be enough if you’re in an accident. In Texas, the state minimum liability limits are 30/60/25: $30,000 for injury per person $60,000 total per accident $25,000 for property damage It’s what most people think of as “basic” or “legal minimum” auto insurance. And yes—it’s enough to register your car, get a loan, or avoid a ticket. But is it enough to actually protect you if you cause an accident? That’s w
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