The sound of a declined debit card is the loudest noise in the world. It isn’t a bang. It’s a sharp, mechanical buzz-beep that cuts right through the generic pop music playing over the store speakers. It stops time. I was standing in line at a "Super-Mart" just outside of Detroit last Tuesday. It was 5:15 PM—the absolute worst time to be grocery shopping. The aisles were packed, the air conditioner was broken, and the collective mood of the store was somewhere between exhaustion and hostility. I
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The sound of a declined debit card is the loudest noise in the world. I…
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