This is why I tell people: stop treating banks like friends. If you owe a bank or credit union money and you’re still using their checking account, they can legally take your deposits and apply them to charged-off debt — especially credit unions like Navy Federal. This happens more often than people realize, usually at the worst possible time. Protect your money by moving your deposits, separating accounts, and getting a strategy before you learn the hard way. #crediteducation #banking101 #navyf

my guide to improving your credit using AI for 2026. using these simple methods you can increase your credit score by more than 100 points this year without spending any money. I've used the same methods to improve my own score. #credit #creditrepair #creditreport #game #money