🛑 Know Your Rights: Stop Debt Collector Harassment 🛑 ​Did you know you have the power to stop debt collection calls and letters? This isn't just a courtesy—it's your federal right under the Fair Debt Collection Practices Act (FDCPA)! ​✍️ The Cease and Desist Power ​If a debt collector contacts you, you can send them a written Cease and Desist Letter (15 USC text{§}1692c(c)). Once they receive it, they MUST stop all communication. ​⚖️ The Consequences of Violation ​If they contact you again (ou

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HOW TO MAKE DEBT COLLECTORS YOUR BITCH 💥 Most people freeze when a debt collector shows up. 😱 But here’s the truth, they can’t touch you if you know the rules. By using validation letters, certified mail, and the Fair Debt Collection Practices Act (Title 15, U.S. Code 1692), you take the power back. You don’t have to fear debt. You don’t have to pay what you don’t owe. You can make them prove every claim, every number, every contract. And when they can’t? You sit back, relax, and watch them di